Debt Consolidation Inc

  When trying to pay off debt, one of the options a consumer may consider is a debt management plan. Through a debt management plan, a consumer works with a consumer credit counseling service. According to the Federal Trade Commission, consumers give the counseling service money, which it then uses to pay off debt for [...]

  Debt settlement is one way that consumers may be able to find some help when it comes to money management. A consumer credit counceling agency can refer a consumer to a debt settlement company, which in turn can negotiate with lenders in order to reduce the amount a consumer owes on things like credit [...]

  A recent survey from the National Retail Federation indicates people may be less likely to take on credit card debt during this year’s holiday shopping season. According to the poll, only 28.3 percent of respondents said they would pay for purchases with credit cards during this holiday season, which is a 10.1 percent drop [...]